Use It, Don’t Lose It.

Unlike a dog, dental benefits do not roll over. That’s because most dental insurance plans are on a calendar year. So, at midnight December 31, any benefits left on the table will disappear like Cinderella at the ball. Unless you actually like throwing money away, it’s time to call your dentist (or find one fast), make an appointment, and max out your annual dental benefits cap. Don’t know how much you have left on your dental benefit cap? Your dentist has people on staff to help you with that. Want more good reasons to call your dentist?

Try these: You are not the only person who puts things off til the last minute. The sooner you call, the more likely your dentist can work around your schedule. (Don’t forget…dentists take holiday vacations, too.)If your plan has a deductible, that starts all over on January 1, too. Dental fees could go up next year. We don’t know that they will, we’re just sayin’. If you have a 2010 Flexible Spending Account or Health Savings Account, out-of-pocket dental expenses count toward those. KA-CHING! More money saved. Some things will get better if you just let them be. Problems with your teeth and gums will not. Today’s little cavity could be next year’s root canal. Ouch! You paid the premiums all year – make an appointment now and use your dental benefits, already!